Credit can be a wonderful thing, but it can also be a dangerous pitfall, with disastrous results, when it gets out of control, even it happened through no fault of your own. If you find yourself overextended, here are some ideas for improving your credit.
The first step is to acknowledge your dilemma. Denial is a natural reaction, but you absolutely must face up to the fact that you're in trouble, and begin to work your way out of it. Don't ignore your bills. That won't accomplish anything and will only compound your poor credit problem in the long run.
The next step is to contact all of your creditors and tell them your situation, the sooner, the better. Ask them to set up new payment schedules for the debts you owe. Make sure that the schedule you agree on View the rest of this article
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